# Rental Property Cash Flow Analyzer

> Analyzes rental property investment viability by calculating mortgage payments, computing net operating income and cash-on-cash returns, projecting cash flows, generating return visualizations, creating a comprehensive investment analysis report, and delivering it to the investor. Essential for real estate investors evaluating rental property acquisitions.

Content type: workflow
Source URL: https://www.agentpmt.com/agent-workflow-skills/rental-property-cash-flow-analyzer
Markdown URL: https://www.agentpmt.com/api/agent/workflows/rental-property-cash-flow-analyzer?format=agent-md
Updated: 2026-03-01T03:29:37.043Z
Author: firef1ie

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Estimated time saved: 50 minutes.

## Tools

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## Workflow Outline

1. Collect Property Details: Goal: Collect all required rental property investment details from the user | Inputs: Investor-provided property and financial details | Outputs: Structured property investment data including: purchase price, down payme...
2. Calculate Mortgage Payment: Calculate the monthly mortgage payment based on the purchase price minus down payment (loan amount), at the specified annual interest rate and loan term in years.
3. Calculate Cash Flow Metrics: Calculate key rental property investment metrics: Monthly NOI = Rent - (Taxes/12 + Insurance/12 + HOA + Maintenance + Vacancy Reserve). Monthly Cash Flow = NOI - Mortgage Payment....
4. Create Cash Flow Chart: Create a stacked bar chart showing monthly income vs expenses breakdown. Show Rent Income as one bar, and stacked expenses bar with: Mortgage Payment, Property Taxes (monthly), In...
5. Generate Amortization Schedule: Generate the amortization schedule for the rental property mortgage showing equity buildup over time. Include monthly principal, interest, and remaining balance.
6. Analyze Investment: Goal: Analyze the rental property investment and provide a buy/hold/pass recommendation | Inputs: Mortgage payment, cash flow calculations, cap rate, cash-on-cash return, amortization schedule | Outputs: Comprehensive i...
7. Create Investment Report: Create a Rental Property Cash Flow Analysis report with sections: Property Overview (address, price, rent, type), Financing Summary (loan amount, rate, term, monthly payment), Mon...
8. Email to Investor: Email the rental property cash flow analysis report to the investor. Subject: 'Rental Property Cash Flow Analysis - [Property Address]'. Include a brief summary of key metrics (mo...
9. Analysis Complete: Send a other request to a human. Rental property cash flow analysis has been completed and delivered to the investor.