# How to Buy Credits

> Step-by-step guide to purchasing credits on AgentPMT using a credit card.

Content type: documentation
Source URL: https://www.agentpmt.com/docs/payments-and-billing/how-to-buy-credits
Markdown URL: https://www.agentpmt.com/docs/payments-and-billing/how-to-buy-credits?format=agent-md
Category: Payments & Billing

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# How to Buy Credits

Credits are the easiest way to pay for tool calls on AgentPMT. You can purchase them with a credit card in under a minute.

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## Buying Credits

1. **Open the credits widget**
   Click the **credits balance** in the top navigation bar. This opens the credits panel.

2. **Choose a credit pack**
   Select how many credits you want to buy. Packs come in 500-credit increments. 100 credits = $1.00 USD.

3. **Enter payment details**
   Enter your credit card information. Payments are processed securely through Stripe.

4. **Confirm purchase**
   Review the total and confirm. Credits are added to your balance immediately.

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## Credit Packs

| Pack | Credits | Price |
|------|---------|-------|
| Starter | 500 | $5.00 |
| Standard | 1,000 | $10.00 |
| Pro | 2,500 | $25.00 |
| Business | 5,000 | $50.00 |

> INFO
>
> All credit packs use the same exchange rate: 100 credits = $1.00 USD. Larger packs are just for convenience.

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## After Purchase

Once purchased:

- Credits appear in your balance immediately
- They can be used across all your budgets
- Credits expire **12 months** from the date of purchase
- You'll receive an email receipt

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## Checking Your Balance

Your credit balance is always visible in the floating credits widget in the top navigation bar. Click it to see:

- Current balance
- Recent transactions
- Credit expiration dates
- Purchase history

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## Payment Methods

AgentPMT accepts all major credit and debit cards through Stripe:

- Visa
- Mastercard
- American Express
- Discover

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## Refund Policy

Credits are non-refundable once purchased. However:

- Credits don't expire for 12 months, so there's no rush to use them
- Failed tool calls are never charged, so credits are only spent on successful results
- You can start with the smallest pack (500 credits / $5.00) to try things out

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## Next Steps

- [Understanding Pricing](/docs/payments-and-billing/understanding-pricing-and-credit-costs) - Learn how tool pricing and credit costs work
  - [Adding Stablecoin to Your Wallet](/docs/payments-and-billing/adding-stablecoin-to-your-wallet) - Fund your wallet with USDC for on-chain payments