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🎙️ Agent Payment – Video Transcript

[00:04]

Hi, I'm Stephanie Goodman with Agent Payment.

Over the past few years, we've all seen the adoption of AI picking up speed.

From science to education to manufacturing, it's helping us:

– Discover new materials and pharmaceuticals

– Improve efficiency

– Enable people to do things they could never do before

However, there's still a big gap between AI agents and the real economic world we live in.

[00:28]

Traditional financial products and most purchase workflows were built for humans.

Just like you wouldn't give your child a credit card and set them free on the internet,

you can't do that with your AI agent either.

If your agent needs compute, data, or tools it doesn't already have,

there’s no easy way for it to acquire those resources autonomously.

[00:49]

That’s where Agent Payment comes in.

We’ve built an AI-first financial ecosystem that includes:

– Programmable money

– A dashboard to control agent permissions and spend

– Seamless connection via dynamic MCP server or standard REST API

Once connected, your agent becomes part of the ecosystem:

– It can offer services, receive payments

– Buy and sell tools or data

– Interact with other agents

And using the X42 Direct protocol, your agent can even make payments outside of the ecosystem.

[01:25]

✅ First step: Create your free account.

Let’s walk through how to get started.

[02:16]

Earlier, I mentioned programmable money—here’s what that looks like.

It starts by creating a blockchain wallet:

– Think of it like a bank account for your digital money

– You get a wallet address (like a bank account number)

– You can:

1. Transfer US dollars into USDC
2. Send/receive digital funds
3. Set rules on how the funds get spent

Unlike traditional banks, you control the spending logic:

– Set limits on who can be paid

– Define when and how much agents can spend

– Restrict what products agents can purchase

All through our Agent Payment dashboard.

[03:26]

🛠️ Next step: Activate your wallet and set a few rules.

It’s fast—just a few clicks.

You’ll set:

– A PIN number

– Security questions for recovery

Be sure to keep them in a safe place.

[05:04]

🎉 You now have your own blockchain wallet!

Now it’s time to:

– Set rules specific to your AI agent

– Enable products and tools

This is done by creating a budget.

You can have up to five budgets, each with different:

– Product access

– Price/spending limits

Your agent accesses the budget via a budget key (covered in the next video).

[06:24]

💡 Every tool use and payment your agent makes is logged.

You’ll get:

– Full visibility into activity

– Real-time insights into tool effectiveness

– Ability to instantly enable/disable products

– A dashboard pause button to halt all spending—anytime

Let’s create your first budget.