AgentPMT - The Agentic Economy
Version 1.0 • September 2025

AgentPMT Litepaper

Securely Powering the Agentic Economy

$100B+
Estimated Agentic Market Size by 2030
MarketsandMarkets, 2024
$4.4T
Annual GDP Contribution by 2030
McKinsey Global Institute, 2023
85%
Organizations Using AI
Stanford HAI AI Index, 2025

Abstract

Human potential is on the verge of a monumental leap, catalyzed by autonomous AI agents capable of executing complex, multi-step tasks. These agents promise to amplify our efficiency, creativity, and ability to accomplish more than ever before. However, their true potential is locked away, hindered by their inability to securely interact with the real-world economy. AgentPMT unlocks this potential. By creating a secure payment and tool-use layer, AgentPMT connects AI agents to the global financial world, empowering them with the world's largest regulated digital dollar, USDC, on the secure and scalable Base blockchain. This paper outlines how AgentPMT provides the critical infrastructure for the new human-AI partnership, enabling a future where autonomous agents can safely and effectively execute tasks to help humanity achieve its goals.

From Assistant to Ally: Augmenting Human Potential

The global economy is witnessing the rise of the "Agentic Workforce"—a new class of autonomous AI agents transitioning from mere tools into proactive digital partners. Powered by Large Language Models, these agents can plan, remember, and independently use digital tools to execute complex tasks. This leap is fueling a market projected to surpass $100 billion by the early 2030s[1].

However, the true value isn't just in the market itself, but in its impact on human productivity. Forecasts suggest AI will contribute up to $4.4 trillion annually to global GDP by 2030[2]. This isn't about replacing people; it's about augmenting them. The most significant gains occur in human-agent teams, where agents act as tireless "cognitive co-pilots," handling the complex, tool-based execution while freeing their human partners for strategy, creativity, and critical thinking.

Imagine a small business owner, no longer bogged down by logistics, who can now dedicate her time to product innovation while her agent autonomously orders supplies, pays for ad campaigns, and manages inventory. Or a scientific researcher, whose agent scours global databases, pays for access to proprietary datasets, and rents cloud computing time for analysis, dramatically accelerating the pace of discovery.

To make this vision a reality and unlock the next wave of human achievement, two critical components are needed:

  1. 1.Access to a universe of tools that provide reliable, real-world actions
  2. 2.A secure, programmable, and guardrailed way for agents to use money to interact with that universe

AgentPMT provides the essential interface to solve these challenges, turning abstract potential into tangible results.

Beyond Tokens: The Economic Case for Agentic Tools

While the LLM serves as the agent's reasoning engine, the real work is often executed by specialized tools. Relying on an LLM to perform every single sub-task is not only inefficient but often impractical. A robust ecosystem of tools, accessible via API, is essential for creating capable and cost-effective agents for three key reasons:

Economic Efficiency

For many tasks, using a specialized tool is orders of magnitude cheaper than consuming LLM tokens. A single API call to a currency conversion tool might cost a fraction of a cent. Forcing an LLM to perform the same calculation through reasoning and structured output could consume thousands of tokens, costing significantly more. At scale, this difference is monumental. Agentic work becomes economically viable when the high cost of reasoning is reserved for planning and strategy, while low-cost tools handle the execution.

Deterministic Outcomes

LLMs are probabilistic by nature; their creativity is a feature, but it can be a bug when precision is required. For business-critical functions like calculating shipping costs, checking inventory, or executing a financial transaction, you need a predictable, repeatable, and 100% accurate result every time. Tools provide this deterministic guarantee. They are the bedrock of reliability, ensuring an agent's actions are consistent and trustworthy.

Bridging Capability Gaps

LLMs are not omniscient. They lack real-time access to private databases, proprietary information, and the ability to perform physical actions. Tools act as the agent's senses and hands in the digital and physical world. An API can connect an agent to a company's internal product catalog, a live weather feed, or a shipping carrier's logistics network—capabilities the LLM alone will never possess.

For agents to be truly effective, they must be empowered to choose the right tool for the job. But these tools are not free. This creates the central challenge: agents need a native, secure, and auditable way to pay for the vast number of microtransactions required to get work done.

The Solution: Introducing AgentPMT

AgentPMT is a comprehensive platform designed to serve as the secure bridge between AI agents and the real-world economy.

Agents in Action: Core Features

Connect to the Real World with USDC

Empower your AI agent by giving it controlled access to digital USDC dollars, allowing it to pay for services, purchase data, and execute tasks that require financial transactions.

The Technology Stack

$
USDC: Your Dollar, but Digital

AgentPMT uses USDC as its native currency. USDC is a stablecoin pegged 1:1 to the U.S. dollar, backed by cash and safe U.S. government bonds at major financial institutions[5]. The stablecoin market is projected to reach $1.9 trillion by 2030, supporting over $100 trillion in annual transaction volume[6]. As the world's largest regulated digital dollar, USDC is used by global finance worldwide. Blockchain payments are settled nearly instantly, opening up a world of opportunity. Agents can now pay and earn with real-time cashflow visibility and a smooth seamless experience. Minimal transaction fees and faster settlement means more efficiency, more value, and lower costs across the board.

1%
Transaction Fee
Waived During Beta
24/7
Instant Settlement
$1.9T
2030 Market Cap

Base: The Foundation for a New Economy

AgentPMT is built on Base, a Layer 2 blockchain developed by Coinbase to enhance Ethereum's scalability and efficiency[7]. By processing transactions off the main Ethereum chain using optimistic rollups, Base significantly reduces fees and increases transaction speed while maintaining Ethereum's security. Records are saved and available instantly on the Base chain, providing an immutable, auditable record of every payment with complete transparency and accountability for all agent transactions.

Low FeesFast TransactionsEthereum SecurityImmutable Ledger

Circle: Enterprise-Grade Wallet Infrastructure

When you activate your account, a digital wallet is automatically deployed on your behalf using Circle's programmable wallet infrastructure. Our backend smart contract infrastructure gives you the ability to spend with your MCP server or directly through API calls to approved addresses, providing ultimate security and flexibility. With customizable rule sets and limits for each agent, you are always in charge.

Institutional SecurityProgrammable WalletsMulti-signature SupportUser-Controlled

Under the Hood: Transaction Flow

1

Account Activation

Secure blockchain wallet and smart contract deployed by Circle on Base blockchain

2

Funding the Wallet

Transfer USDC instantly or on-ramp fiat via Stripe using ACH, credit card, or debit card

3

Budget Creation

Create multiple budgets with spending limits, approved vendors, and service restrictions

4

Agent Authorization

Provide unique API token or MCP server credentials linking agent to specific budget

5

Execution & Payment

Agent requests are gated through smart contract infrastructure and verified against your rules before payment execution

The Intersection: Powering the Global Agentic Economy

An AI that can't interact with the economy is like a brilliant mind trapped in a box. It can think, but it cannot do. For an AI agent to truly augment human capability—to book travel, order supplies, or access a premium data feed—it requires a form of money as programmable and digital as itself.

This is where AgentPMT becomes essential. By giving agents access to a programmable dollar, we are not just enabling transactions; we are connecting them to the global agentic economy. This creates a virtuous cycle: as more people empower their agents to pay for services, more vendors will offer AI-native tools. This expands the agent's capabilities, which in turn allows people to accomplish even more ambitious goals. We are building the economic protocol that allows an agent to move from a "thinker" to a "doer" on a human's behalf.

A Call to Innovators: Join the AgentPMT Ecosystem

During our Beta period, we are accepting applications for high-quality vendors to join our ecosystem. Prepare your business for the future and connect to the rapidly growing agentic workforce now. By joining the AgentPMT marketplace, you gain direct access to a new customer base that is ready to act, enabling you to build the tools that will power the next generation of productivity.

Conclusion

The agentic workforce represents a fundamental shift not just in technology, but in human capability. For this future to be realized, AI agents require a secure, reliable, and scalable financial infrastructure.

AgentPMT is building that infrastructure.

By combining the power of autonomous AI, the stability of USDC, and the efficiency of the Base blockchain, AgentPMT provides the essential bridge for agents to safely operate in the real world. We are not just building a payment layer; we are building the economic engine for the next generation of human achievement, unlocking a world where our potential is limited only by our ambition.

Sources & References

[1] MarketsandMarkets, "AI Agents Market," 2024; KBV Research, "Autonomous AI and Autonomous Agents Market Size," 2023.

[2] McKinsey & Company, "The economic potential of generative AI: The next productivity frontier," June 2023.

[3] Stanford Institute for Human-Centered Artificial Intelligence, "The 2025 AI Index Report"; National University, "131 AI Statistics and Trends for 2025."

[4] Apollo Technical, "27 AI Productivity Statistics You Want to Know (2025)"; St. Louis Fed, "The Impact of Generative AI on Work Productivity," February 2025.

[5] Circle, https://www.circle.com/usdc

[6] Citi, "Money, Tokens and Games: Blockchain's Next Billion Users and Trillions in Value," September 2025; Brevan Howard Digital, "The Relentless Rise of Stablecoins," August 2023.

[7] Base, https://www.base.org

Additional data sources: The Block Data, "Total Stablecoin Supply" for USD-pegged stablecoin dominance statistics.