Understand how credits work on AgentPMT -- how to buy them, how they're spent, and when they expire.

What are Credits

Credits are the simplest way to pay for tool calls on AgentPMT. Buy credits with a credit card, and your agent spends them when it uses tools. 100 credits = $1.


How Credits Work

Buy a credit pack

Purchase credits from your dashboard using a credit card. Packs come in 500-credit increments.

Agent uses tools

Each tool has a credit price set by its vendor. When your agent calls a tool, credits are deducted from your balance.

Only charged on success

If a tool call fails, no credits are deducted. You only pay for successful calls.


Key Details

Exchange rate100 credits = $1.00 USD
Minimum purchase500 credits ($5.00)
Expiration12 months from purchase
Failed callsNot charged
RefundsCredits are non-refundable but don't expire for 12 months

Where to See Your Balance

Your credit balance is visible in the floating credits widget in the top navigation bar across the site. Click it to see a breakdown of your balance, recent transactions, and expiration dates.

You can also view full credit history from your dashboard.


Credits vs. x402 Wallet Payments

Credits -- Best for most users -- Buy with a credit card. No blockchain knowledge needed. Simple and immediate. Good for getting started.

x402 Wallet -- Best for power users -- Fund with USDC stablecoin. On-chain transparency. Required for fully autonomous agents. Programmable guardrails via smart contracts.


Next Steps