Understand how credits work on AgentPMT -- how to buy them, how they're spent, and when they expire.

What are Credits

Credits are the simplest way to pay for tool calls on AgentPMT. Buy credits with a credit card, and your agent spends them when it uses tools. 100 credits = $1.


How Credits Work#

Buy a credit pack

Purchase credits from your dashboard using a credit card. Packs come in 500-credit increments.

Agent uses tools

Each tool has a credit price set by its vendor. When your agent calls a tool, credits are deducted from your balance.

Only charged on success

If a tool call fails, no credits are deducted. You only pay for successful calls.


Key Details#

Exchange rate100 credits = $1.00 USD
Minimum purchase500 credits ($5.00)
Expiration12 months from purchase
Failed callsNot charged
RefundsCredits are non-refundable but don't expire for 12 months

Where to See Your Balance#

Your credit balance is visible in the floating credits widget in the top navigation bar across the site. Click it to see a breakdown of your balance, recent transactions, and expiration dates.

You can also view full credit history from your dashboard.


Credits vs. x402 Wallet Payments#

Credits -- Best for most users -- Buy with a credit card. No blockchain knowledge needed. Simple and immediate. Good for getting started.

x402 Wallet -- Best for power users -- Fund with USDC stablecoin. On-chain transparency. Required for fully autonomous agents. Programmable guardrails via smart contracts.


Next Steps#