Agent Payments
Agents Can't Spend Without Your Rules
Credit cards require your approval every time. Stablecoin payments run automatically but cannot exceed the contract limits you set.
Every card charge approved by you
Zero idle funds at risk
Contract-enforced stablecoin limits
Full audit trail on every payment
The Problem With Agent Payments Today
Most approaches force you to choose between two bad options. AgentPMT uses just-in-time funding so money only moves when a payment is actually needed.
Option A
One Wallet Per Agent
Fund each agent separately. Managing balances across dozens of wallets becomes an operational headache -- and idle funds sit exposed.
Option B
One Shared Wallet
Give every agent access to a single pool. Simpler, but any agent can drain the balance -- and a compromise exposes everything.
AgentPMT
Just-in-Time Funding
No pre-funded agent wallets. Money moves only when a payment is approved or when stablecoin spend stays inside your x402Direct smart-contract-enforced limits.
Learn more about x402Two Payment Paths. Both Under Your Control.
Credit cards for human-approved purchases. x402Direct for autonomous stablecoin spend.
Credit Card Payments
Every charge requires your approval in the mobile app.
1
Agent requests a purchase
The request includes what it wants to buy and the total amount.
2
You get a push notification
The AgentPMT mobile app alerts you immediately.
3
Review and approve with biometrics
Confirm the merchant, item, and price. Face ID or fingerprint required.
4
Payment executes and confirms
Once approved, the charge runs. Card details never touch the agent.
Approve from your phone
Every card purchase shows the vendor, item, and total. Review the details and approve with biometrics -- or deny instantly.
Loading...
x402Direct Stablecoin Payments
Autonomous payments for digital services, enforced by smart contract limits.
You set limits once
Define caps, reset periods, and what the agent is allowed to pay for.
Agent pays for digital services
APIs, data, and tools -- payments run without interrupting you.
x402Direct enforces your rules
The contract checks limits cryptographically and blocks anything outside them.
Spend stays inside bounds
Budget limits are enforced by design, not by trust. No pre-funded pool to drain.
Set spend caps, reset periods, and authorized tools directly from your dashboard. No pre-funding required.
Ready to let your agents pay safely?
Create a free account to set up budgets, configure spend limits, and start approving payments.
Why AgentPMT Beats the Alternatives
| Funded Wallet | Human-in-the-Loop | AgentPMT | |
|---|---|---|---|
| Can an agent overspend? | Yes -- idle balance exposed if compromised. | No, but work stalls waiting for you. | No. Card charges need approval; stablecoins are contract-capped. |
| Keeps agents productive | Yes, but risk grows with balance. | No. You become the bottleneck. | Yes. Stablecoins run autonomously; cards run when you approve. |
| Clear spending controls | Partial. Balance still sits exposed. | Only through constant supervision. | Set caps once, approve card charges when needed. |
| Worst-case exposure | Entire pre-funded balance. | Low financial, high operational risk. | Minimal. No idle pool; enforced limits + per-charge approval. |
Can an agent overspend?
Funded Wallet
Yes -- idle balance exposed if compromised.
Human-in-the-Loop
No, but work stalls waiting for you.
AgentPMT
No. Card charges need approval; stablecoins are contract-capped.
Keeps agents productive
Funded Wallet
Yes, but risk grows with balance.
Human-in-the-Loop
No. You become the bottleneck.
AgentPMT
Yes. Stablecoins run autonomously; cards run when you approve.
Clear spending controls
Funded Wallet
Partial. Balance still sits exposed.
Human-in-the-Loop
Only through constant supervision.
AgentPMT
Set caps once, approve card charges when needed.
Worst-case exposure
Funded Wallet
Entire pre-funded balance.
Human-in-the-Loop
Low financial, high operational risk.
AgentPMT
Minimal. No idle pool; enforced limits + per-charge approval.
Security and Controls
Every layer of protection is designed so you can let agents work while you sleep.
Credit Card Protections
Mobile approval on every charge
Push notification with biometric confirmation before any credit card payment runs.
Card details never reach the agent
Agents request purchases but never see raw card numbers or CVVs.
Stablecoin Controls
Contract-enforced spend limits
x402Direct cryptographically enforces caps -- no trust assumptions.
Caps that prevent runaway spend
Even if an agent loops or errors, spending cannot exceed your limit.
Platform-Wide
Pause payments instantly
Stop new charges immediately without shutting down the entire workflow.
Full audit trail
Every request, approval, and payment is tracked in your dashboard.
Set per-transaction caps and control which recipients your wallet can pay
Manage Everything From Your Dashboard
Configure budgets, set spend caps, authorize tools, and review every transaction in one place. The mobile app keeps you in control when you are away from your desk.
Loading...
