Every card charge approved by you
Zero idle funds at risk
Contract-enforced stablecoin limits
Full audit trail on every payment
The Problem With Agent Payments Today
Most approaches force you to choose between two bad options. AgentPMT uses just-in-time funding so money only moves when a payment is actually needed.
Option A
One Wallet Per Agent
Fund each agent separately. Managing balances across dozens of wallets becomes an operational headache -- and idle funds sit exposed.
Option B
One Shared Wallet
Give every agent access to a single pool. Simpler, but any agent can drain the balance -- and a compromise exposes everything.
AgentPMT
Just-in-Time Funding
No pre-funded agent wallets. Money moves only when a payment is approved or when stablecoin spend stays inside your x402Direct smart-contract-enforced limits.
Learn more about x402Two Payment Paths. Both Under Your Control.
Credit cards for human-approved purchases. x402Direct for autonomous stablecoin spend.
Credit Card Payments
Every charge requires your approval in the mobile app.
Approve from your phone
Every card purchase shows the vendor, item, and total. Review the details and approve with biometrics -- or deny instantly.
x402Direct Stablecoin Payments
Autonomous payments for digital services, enforced by smart contract limits.
Set spend caps, reset periods, and authorized tools directly from your dashboard. No pre-funding required.
Ready to let your agents pay safely?
Create a free account to set up budgets, configure spend limits, and start approving payments.
Why AgentPMT Beats the Alternatives
| Funded Wallet | Human-in-the-Loop | AgentPMT | |
|---|---|---|---|
| Can an agent overspend? | Yes -- idle balance exposed if compromised. | No, but work stalls waiting for you. | No. Card charges need approval; stablecoins are contract-capped. |
| Keeps agents productive | Yes, but risk grows with balance. | No. You become the bottleneck. | Yes. Stablecoins run autonomously; cards run when you approve. |
| Clear spending controls | Partial. Balance still sits exposed. | Only through constant supervision. | Set caps once, approve card charges when needed. |
| Worst-case exposure | Entire pre-funded balance. | Low financial, high operational risk. | Minimal. No idle pool; enforced limits + per-charge approval. |
Can an agent overspend?
Keeps agents productive
Clear spending controls
Worst-case exposure
Security and Controls
Every layer of protection is designed so you can let agents work while you sleep.
Credit Card Protections
Mobile approval on every charge
Push notification with biometric confirmation before any credit card payment runs.
Card details never reach the agent
Agents request purchases but never see raw card numbers or CVVs.
Stablecoin Controls
Contract-enforced spend limits
x402Direct cryptographically enforces caps -- no trust assumptions.
Caps that prevent runaway spend
Even if an agent loops or errors, spending cannot exceed your limit.
Platform-Wide
Pause payments instantly
Stop new charges immediately without shutting down the entire workflow.
Full audit trail
Every request, approval, and payment is tracked in your dashboard.
Set per-transaction caps and control which recipients your wallet can pay
Manage Everything From Your Dashboard
Configure budgets, set spend caps, authorize tools, and review every transaction in one place. The mobile app keeps you in control when you are away from your desk.
